Joseph John Nierad began his tenure with Sunrise Mortgage & Investment Co. as a Loan Analyst/Field Representative in 2000. An AVP since 2010, he now helms the loan servicing department, overseeing payment collections, insurance monitoring, UCC monitoring, loan events, inspections, NOI analysis, rate adjustments and maturing loans. He received his Bachelor’s degree in Business Management from Grand Canyon University and a Certificate in Web Development from Paradise Valley Community College. He hails from St. Paul, Minnesota.
Michelle Patrick is a Loan Analyst in our San Luis Obispo office. She joined Sunrise Mortgage in 2017 after eight years in consulting, customer strategy, and energy. Michelle’s work at Sunrise includes loan analysis, underwriting, and servicing several hundred loans across 31 states. She has an MBA from the University of North Carolina, Kenan-Flagler and a B.A. in Economics/Mathematics from the University of California, Santa Barbara, both with honors.
Michelle also serves on the Board of Directors for Global Glimpse, a non-profit which provides youth of all socioeconomic backgrounds the life-changing opportunity to travel abroad and is an adjunct lecturer of Economics at Cuesta Community College.
Nicodemus Pew is a commercial loan analyst in our San Diego office. Prior to joining Sunrise Mortgage & Investment Co. in May 2015, he served as a Mortgage Loan Specialist with Bank of America, building a comprehensive understanding of the San Diego commercial real estate market. He supports all aspects of loan processing and closing, inspecting properties and preparing reports for loans throughout San Diego county to assist in servicing of $2 billion+ portfolio. He is responsible for providing analysis support across a diverse range of potential commercial real estate loans, including industrial, office, retail, and multifamily spaces; assembling loan packages for institutional lenders; and performing stabilized cash flow analyses and valuations to underwrite commercial properties.
He holds a B.S. in International Business from Cal Poly San Luis Obispo, and is a licensed California real estate salesperson.